Looking for the best earning app for students without investment? Well, there are many ways for college students to earn money through their phones and the internet without spending any of their own money. Some of my favourites include Swagbucks, Google Opinion Rewards, TaskBucks, and Meesho. These apps allow users to make money by completing surveys, referring friends, reselling items and doing other simple tasks. You could typically expect to earn anywhere between ₹2,000 and ₹15,000/month from these apps. Now here is the best part, all you need is a smartphone with reliable internet service; you do not need any type of degree or special skill set to get started with these apps.
- Students Need Earning Apps with No Investment
- Top 5 Best Earning App For Students Without Investment
- How Much Can You Really Make? (Let’s Get Real)
- Red Flags– Apps to AVOID
- Tips to Maximize Earnings From Best Earning App For Students Without Investment
- Best Earning App For Students Under 18 Without Investment
- Frequently Asked Questions
- Are You Prepared To Begin Earning?
When I was in college, I was always looking for ways to earn extra pocket money without asking my parents for handouts. It was difficult because as an average college student, I had to pay rent (hostel), go out with friends every weekend, take online courses, etc., which all required money. Eventually, I came across many best earning app for students without investment and that provided me with a means of generating income.
This CareerGrowKaro guide explains which earning applications are available in India and how much an average user would expect to earn from each of those applications.
Students Need Earning Apps with No Investment
Most students are broke. If you had ₹5,000 just lying around, you wouldn’t be reading this article because you’d be looking for things to spend your money on, such as planning a weekend trip or buying a course.
The best earning app for students without investment help solve this problem which require no money to get started, no registration fees and no ‘unlock premium’, just your time and an operational mobile phone.
Here are the reasons why these types of apps give Indian students a perfect solution:
- Work anytime: You can work when you have a spare moment between classes, travelling, or at night.
- No skills needed: Most money earning apps for students without investment need basic phone skills only.
- Legit: Income through these apps is secured, and all user agreements are clear and set in stone; payout is guaranteed.
- Available to students under 18 years old: Finding a good earning app for students under 18 with no investment can be challenging, but there are several apps that allow minors to profit with parents’ consent.
According to a 2024 National Career Service Study, over 68% of college students in India need part-time income. The best earning app for students without investment in India addresses this massive demand.
Top 5 Best Earning App For Students Without Investment
I have tested over 30 different applications and have wasted way too much time finding out which ones are legitimate and payout the highest amount of money as an app for students without Investment. Based on my experience, the following are the five (5) best earning apps that I found to pay a nice amount of money in India:
1. Google Opinion Rewards (Best Application for Quick Cash)
In my opinion, this is by far best earning app for students without investment. Answering small surveys (30 seconds) can earn money through Google.
The way it works:
- Download app from play store
- Complete surveys about locations you’ve visited and apps you have used.
- For each survey completed you will be credited (₹10-₹40) to your Google Play credits (you can use the credits for purchasing apps/games/books) within 24 hours.
Realistically over a 1 month earning of between (₹200-₹500) or monthly depending on how often you go to stores, restaurants, etc.
Insider Tip: Turn ON your location services on your cell phone and you will be sent to receive more surveys by Google if you visit a mall very often or work near a mall.
2. Meesho (Best for Reselling)
Meesho is one of the best earning app for students without investment. Meesho is for those who are looking to start their own business. You can sell your products without needing to buy any inventory beforehand!
To do this:
- You will find products available on the Meesho platform (clothing, accessories, home goods).
- You will share your product link by sending it to friends and family via WhatsApp, Facebook or Instagram
- If someone buys from that link, you will receive a commission (10-30% of the sale price).
- Meesho will take care of all shipping/delivery of the items you sell.
On average, you will make between ₹3,000-₹15,000 each month, and that depends on how big your network is. As an example, if you’re into fashion, rather than trying to sell both ethnic wear and western wear, keep your focus on just one type of clothing!
3. Swagbucks (Best for Variety)
Swagbucks is another app available for students to earn cash with no initial investment. This app has multiple options available to earn cash: survey completion, video advertisement viewing, playing games, and shopping with cashback rewards.
To use Swagbucks to earn money:
- Each day you complete surveys (₹20-₹150).
- You can earn ₹5-₹10 by watching ads/videos, and for each video ad you watch you can earn more rewards.
- When you shop through the Swagbucks portal you will earn cashback (up to 9% or more).
- You will earn ₹300 for each person that you refer to join Swagbucks.
On average, you can earn between ₹1,000-₹3,000 per month with Swagbucks, and when you want to cash out, you have the option of receiving an Amazon gift card or PayPal (minimum cash-out of ₹500).
4. TaskBucks
Best Non-Investment Revenue Generating App in India for Students
Within India, there are 5 best earning app for students without investment. Out of these, TaskBucks is the leading app.
Income Generation Process:
- Download new apps from the database (earning between ₹10 and ₹50).
- Complete mobile recharge offers.
- Refer a friend (earning ₹35 per referral).
- Participate in contest-based games.
Estimated Monthly Earnings = ₹500 – ₹2000 Insufficient Payout out = Paytm cash (minimum payout is ₹50).
5. Fiverr Best Freelancing App to Generate Real Money for Students in India
Students use Fiverr to sell services (Freelancing). Examples of freelancing skills include writing, video editing, graphic design, and programming. Fiverr is the best earning app for students without investment in India for serious money.
Income Generation Process:
- Create an account on Fiverr.
- Promote/advertise your skill.
- Provide ‘Gigs’ priced at a minimum of ₹500.
- Bill the customer once you have finished the job.
- Create your portfolio and over a period of time, increase the rates you charge.
Estimated Monthly Earnings = ₹5,000 – ₹60,000+ (depending on the individual). A good piece of advice is to create 10-15 good reviews prior to doubling the price of your services.
How Much Can You Really Make? (Let’s Get Real)
Let’s not sugar-coat this. The YouTube videos that say ‘₹50,000 per month from mobile apps!’ are misleading. Here is what you can earn from the best earning app for students without investment:
Beginner Level (One Month)
- Survey Apps: ₹300 to ₹800
- Task Apps: ₹400 to ₹1,200
- Reselling: ₹500 to ₹2,000
- Total Potential Earnings: ₹1,200 to ₹4,000
Intermediate Level (Three to Six Months)
- Survey Apps: ₹600 to ₹1,500 (you will have improved your qualifiers)
- Task Apps: ₹800 to ₹2,000
- Reselling: ₹3,000 to ₹8,000 (your customer base will be increasing)
- Freelancing (if you have skills): ₹5,000 to ₹15,000
- Total Potential Earnings: ₹4,400 to ₹26,500
Advanced Level (More Than Six Months)
- Survey/Task Apps: ₹1,000 to ₹2,500 (at capacity for both types of earnings)
- Reselling: ₹8,000 to ₹20,000 (established business)
- Freelancing: ₹15,000 to more than ₹50,000 (returning clients)
- Total Potential Earnings: ₹24,000 to over ₹72,500
The above-mentioned earnings are based on what has been reported by members of the CareerGrowKaro community using data collected by CareerGrowKaro. Actual earnings from the best earning app for students without investment will vary depending on how much time you invest in using the platform, consistency of usage, and which additional platform(s) you use.
Red Flags– Apps to AVOID
It’s not entirely guaranteed that every app making money for students to use that doesn’t require any previous investments is a legitimate site. Here are a few things to look for:
- Asking for money up front: If an app claims there is no cost, but you are actually required to pay ₹99.00 to create an account, walk away!
- Promising unrealistic wages: If an app states you can make ₹5,000.00 per day simply by watching a series of videos when in fact it is fraudulent at best.
- Doesn’t list clear ways to be paid by the application: the best earning app for students without investment will tell you how you will be reimbursed and what day of the week you can expect that payment.
- Requires you to refer others to earn: If most of your earnings from the application only come from referring other people, that is a multi-level-marketing scheme.
- Asks you for your bank password/OTP: if you have to provide this type of information to “earn” money through an app you are probably dealing with a scam. No legitimate site will ever require that type of information.
- Look at the reviews of the application in the app store prior to making a decision about whether you should download it; if there are any complaints regarding payment and it has a score lower than a 3.5, disenchant that application altogether.
The following apps will not generate any income for you: dream11 (betting/gambling), apps that promise payment for commenting on YouTube videos, and apps that have “potential to earn unlimited income” in their descriptions.
Tips to Maximize Earnings From Best Earning App For Students Without Investment
Want to squeeze every rupee from the best earning app for students without investment? Follow these CareerGrowKaro strategies:
1. Use Several Apps at Once
Diversify your earnings so you’re not depending on just one app to generate revenue. Use 3-4 best earning app for students without investment. While you wait for your Swagbucks surveys to be available, complete offers through TaskBucks.
2. Become a Referral Master
Referral bonuses are one of the main reasons to use high paying apps for college students. Spread your referral code all throughout your school by posting it in WhatsApp groups, school bulletin boards, or create Instagram posts about high paying apps.
Example: If TaskBucks pays ₹35 for each referral, and you get 20 people to sign up, you’ll earn ₹700 within minutes.
3. Set Daily Income Goals
Think about your income from the best earning app for students without investment as you would if you had a part time job. For example, it is easier to tell yourself that you’re going to earn ₹100 today than to say that you’re going to earn ₹3,000 for the month. Break it down:
Morning- 2 Google Surveys (₹30)
Afternoon- 1 Swagbucks Task (₹40)
Evening- Share 5 Products on Meesho (₹30-₹100 if someone buys)
4. Cash Out Frequently!
Don’t set your goal to cash out when you have accumulated ₹5,000 from the best earning app for students without investment. Cash out when you reach the minimum limits that these apps require. The reason is that these apps do not provide any warnings when they decide to shut down or change their policies.
5 . Timing Your Work
The survey apps will send you more offers during the weekdays; but you can make the most out of reselling by doing it on the weekends or when there are festivals. Formulate your reselling method on the days you receive the most offers from your best earning app for students without investment.
6. Increase Your Skills Along With Your Income
It’s great to make ₹2,000 by completing tasks on an application, but if you also learn graphic design or content writing, you could potentially make 10 times that amount. You can also use CareerGrowKaro tools to help you improve your skills while working through “best earning app for students without investment.”
Best Earning App For Students Under 18 Without Investment
The most challenging part about finding an earning app for students under 18 without having to invest any money is the majority require the user to be 18+ to have full access. Actually there are some that will let you earn money as long as a parent approves of it; here is a small list of those…
- Google Opinion Rewards: available to earn Play credits with no limit on age.
- Meesho/Glowroad: can sell items from their parent’s account.
- Fiverr: Requires 13+ with parental permission.
- YouTube: allows you to earn income from creating content to post on a channel, Google AdSense will give permission (to use as revenue) for anyone 18 or older; however, it is possible for a parent to manage the page until you turn 18 years old.
Frequently Asked Questions
1. What is the best earning app for students without investment in 2026?
According to many, Google Opinion Rewards is by far the quickest and easiest way for students to make some cash. For somewhat larger amounts, Meesho will work well, as will Fiverr if a student has some type of ability that can be marketed. A combination of several applications will be the best approach toward a student making the absolute most money.
2. Can I truly create cash without any monetary investment?
Yes. Most of the best earning app for students without investment, have no upfront investment required (just a phone, internet access, and plenty of time), do not plan on making ₹50,000 per month – be practical.
3. How much cash can I expect to produce in a month?
Beginners using the most recommended best earning app for students without investment can reasonably develop anywhere from ₹1,000 to ₹4,000 in a month; and, after about 3 to 6 months, up to ₹5,000 to ₹25,000 per month can be expected. Some skilled freelancers could develop over about ₹50,000 monthly.
4. Are these applications secure?
The apps that are included in the CareerGrowKaro guide are safe and secure. The best earning app for students without investment has clear terms of use, high reviews, and secure ways to collect your payment. Never give out your OTP or bank passwords.
5. Do I have to pay taxes on my app earnings?
If you earn more than ₹2.5 lakhs a year on the best earning app for students without investment, you must file income tax returns. You should keep track of your payouts. If you make a lot of money on these apps, you may want to consult with a CA.
6. Which apps work for students under 18?
There is a list of the best earning apps for students that are under 18 years old without investment, which includes: Google Opinion Rewards, (Play credits only) Meesho / GlowRoad (under your parent’s account), Fiverr (13+ with parent permission). You should always use a parent when setting up a payment method.
Are You Prepared To Begin Earning?
You have everything needed to begin earning today: the best earning app for students without investment, realistic expectations about your potential earnings, safety precautions to consider, and best practices for maximizing your earnings from CareerGrowKaro.
Don’t second-guess yourself; there’s no need to wait any longer before downloading 2 -3 apps today, completing your first task on those applications and seeing that first ₹10 deposited into your account – that’s where it becomes “real.”
The best earning app for students without investment that you select today has the possibility of being your first step towards financial independence. CareerGrowKaro has numerous resources available to help develop your skills, grow your career, and create low-risk means of generating income.
